Commercial Insurance

Open Since 1996 | Locally Owned | Award-Winning Service

Open Since 1996
Locally Owned
Award-Winning Service

Insurance Policies for Any Business

At Lundie Financial Insurance, we offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business. Construction insurance plans are also available.

In addition, we offer group health and retirement plans.
Commercial insurance

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property insurance may cover two types of property losses:
  • Direct losses may be covered when the property is lost, stolen, damaged or destroyed
  • Indirect or consequential losses related to direct losses may also be covered
Commercial insurance

Commercial General Liability Insurance

Casualty insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:
  • Fire damage liability (damage by fire to premises rented to insured)
  • Medical payments
  • Personal and advertising injury
  • Premises and operation
  • Products/completed operations
You may want to consider a business owner's package which combines your liability, property and other types of coverage into one comprehensive policy and can help you save time and money on your total insurance program.

And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a commercial umbrella policy. We can tell you more about these plans and if they make sense for you. Request an appointment to meet with one of our agents today.
Commercial insurance

Business Auto Insurance

Business auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.

Business auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. At Lundie Financial Insurance, we can give you more details about specific coverages and deductibles and about tailoring a business auto plan that's right for you and your business.
Commercial insurance

Workers' Compensation

Workers' compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
 
Workers' compensation provides for the payment of four types of benefits:
  • Death benefits
  • Income benefits
  • Medical benefits
  • Rehabilitation benefits

A Lundie Financial Insurance representative can provide you with complete details on workers' compensation insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.
Commercial insurance

Award-Winning Service

Lundie Financial Insurance has been honored as Independent Agent of the Year by our local Chamber of Commerce for our high level of service. Schedule an appointment at one of our three locations and you'll see why we've earned a 4.9 star rating on Facebook.
Colonial Heights:
804-520-4467

Carson:
434-246-6030

Glen Allen:
804-918-6912